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Home Contents Insurance Byhalia MS

This page provides relevant content and local businesses that can help with your search for information on Home Contents Insurance. You will find informative articles about Home Contents Insurance, including "Home contents insurance: necessity or luxury?". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Byhalia, MS that can help answer your questions about Home Contents Insurance.

Arther Wells Insurance Agency
(901) 363-9217
4205 Hacks Cross Rd
Memphis, TN
Services
Insurance and Financial Services

Allstate / Realis H. Sanders Agency
(901) 795-4953
2650 Thousand Oaks Boulevard, Suite
Memphis, TN
 
Mark W. Rushing Allstate Insurance
(601) 983-3315
1425 Lakeland Drive
Jackson, MS
Services
Insurance and Financial Services

Allstate - Mark W. Rushing Auto Home Life Renters Jackson Madison Ridgeland Brandon MS
(601) 983-3315
1425 Lakeland Dr
Jackson, MS
 
New York Life Insurance Company
(601) 513-3794
316 Lakeview Blvd
Biloxi , MS
Alternate Phone Number
601.513.3794
Services
Life Insurance, Long Term Care Insurance, and Financial Planning
Prices and/or Promotions
Prices are very competitive, and our products and service is second to none. I will work my hardest to get you to where you want to be.

The James Group
(901) 273-8600
6055 Primacy Parkway, Suite 300
Memphis, TN
 
Rivers Insurance
Jackson , MS
 
Hammett & Associates Insurance
(601) 540-7760
171 Woodgate Dr.
Brandon, MS
 
US Select Insurance
(228) 432-5566
169A Lameuse St
Biloxi, MS
Alternate Phone Number
8889455511
Services
Insurance

Aycock Insurance
(601) 516-1742
104 Red Oak Trail
Brandon, MS
 

Home contents insurance: necessity or luxury?



Home contents insurance: necessity or luxury?
Fri 10/26/07 11:49:32 am
by Adam Singleton

In recent years, the value of possessions in your home has likely increased as consumer culture and the need to have 'the best' comes to the fore. Add to this the significant amount of personal possessions you are likely to accumulate over the years - jewellery, trinkets, vases and the like and you'd be surprised to learn just how much value there is likely to be in your home.

If the worst were to happen and you lost most or all of your possessions, would you be in a financial position to replace them? Sadly, for many people, the answer would be no, due primarily to the fact that many people do not have adequate home contents insurance to cover the cost of replacing items lost due to fire, flood, or theft.

The recent freak storms which lashed across the north of England brought torrential rain to many parts of the region. The city of Hull alone saw in excess of 16000 houses affected by the weather and many people were forced to leave their homes and possessions behind as widespread flooding caused untold damage across the city. The damage has been so bad that experts predict it could be up to eighteen months before some families are allowed to return to their homes.

The charity organisation, Oxfam has warned that the poorest people are most likely to suffer most in the aftermath, pointing out that poorer people are significantly less likely to have household insurance cover. As a result, many families could well be left with nothing and with no means of replacing their losses, while those who do have insurance face an average claim of £30,000. The total amount of insurance claims is expected to reach £1.5billion.

Yet many people still believe home insurance to be a luxury product despite its relatively low cost. Some homeowners believe that home contents cover is included in the cost of their buildings cover, while some tenants believe their landlord or local council covers home contents as part of their rental agreement for their property. However neither scenario is true, as buildings insurance only covers the structure of a property while a landlord or local council is only responsible for the upkeep of the building. In both cases, individual possessions are the responsibility of the householder, and thus is it important to ensure possessions are suitably covered.

Home contents insurance is available through most major banks and building societies, as well as specialist insurance firms, and arranging a
home contents insurance policy should be a high priority on the list of any homeowner or tenant who doesn't already possess home contents cover. Of those that do have cover, it's a good idea to review the level of cover afforded by the policy and amend as necessary to ensure a good level of protection in the event of a claim.

About the Author

Adam Singleton is an online freelance journalist from Scotlan...

Click here to read the rest of the article from mobilehome.com


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