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Consumer Credit Counseling Ballwin MO

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings.

Consumer Credit Counseling Springfield Missouri Inc
(417) 889-7474
1515 S Glenstone Ave
Springfield, MO
 
Credit Counseling Centers Of America
(417) 886-6222
620 W Republic Rd
Springfield, MO
 
Consumer Credit Counseling
(816) 753-0535
9300 Troost Ave
Kansas City, MO
 
Tiny's Quik Cash
(816) 436-0950
7315 N Oak Trfy
Gladstone, MO
 
Debt Consolidation
(417) 831-1141
510 E Mcdaniel St
Springfield, MO
 
Bratcher Susan
(816) 453-2240
2601 NE Kendallwood Pkwy
Kansas City, MO
 
New Beginnings Mortgage
(816) 595-6220
9200 Ward Pkwy
Kansas City, MO
 
Kansas City Credit Card Debt Consolidation
(816) 359-3444
315 W Pershing Rd
Kansas City, MO
 
Consumer Credit Counseling Service Of Springfield-Joplin West Plains
(417) 831-0888
PO Box 10266
Springfield, MO
 
Midwest Credit Care
(888) 420-1802
1056 E. Maryland Ct
Springfield, MO
 

How Credit Scores Affects You

Do You Know How Credit Scores Affects You?
Thu 04/17/08 10:34:00 pm
by David Makarski

As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person's lifestyle, earnings, and expenditure and estimated quite accurately how much of a financial risk the person was. This helped banks and other lenders of money to determine whether or not a person was worthy of a loan and what their chances were of recovering the loan.

Credit scores and reports reflect how you have managed your finances over time. It maps the borrowing as well as payment patterns and reflects debt trends. Bad scores stem from not paying credit card bills, mortgage payments, or loan EMIs in time or non payment of dues. Bad credit scores also result from mistakes made by a spouse if you have ajoint banking account or have taken loans in joint names.

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings. They also study your credit usage, whether you have taken auto loans, home loans, credit card loans, and so on.

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