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Consumer Credit Counseling Boone NC

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings.

Professional Recovery Consultants Inc
(919) 489-7791
2700 Meridian Pkwy
Durham, NC
 
Triangle Family Services
(919) 821-0790
401 Hillsborough St
Raleigh, NC
 
World Wide Collections Inc
(919) 620-9990
3215 Guess Rd
Durham, NC
 
Certified Credit Consultants
(919) 751-1988
4046 US Highway 70 East
Goldsboro, NC
 
Consumer Education Services, INc
(919) 785-0725
3801 Lake Boone Trail
Raleigh, NC
 
B Vital Credit
(704) 537-6659
3125 Eastway Dr
Charlotte, NC
 
Credit Counselors Charlotte
(704) 525-2157
202 E Woodlawn Rd
Charlotte, NC
 
First Investment Financial
(704) 535-1966
5500 Executive Center Dr
Charlotte, NC
 
Consumer Credit Counseling
(704) 563-4319
2467 Dunlavin Way
Charlotte, NC
 
Durham Upc
(919) 220-5177
2000 Avondale DR
Durham, NC
 

How Credit Scores Affects You

Do You Know How Credit Scores Affects You?
Thu 04/17/08 10:34:00 pm
by David Makarski

As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person's lifestyle, earnings, and expenditure and estimated quite accurately how much of a financial risk the person was. This helped banks and other lenders of money to determine whether or not a person was worthy of a loan and what their chances were of recovering the loan.

Credit scores and reports reflect how you have managed your finances over time. It maps the borrowing as well as payment patterns and reflects debt trends. Bad scores stem from not paying credit card bills, mortgage payments, or loan EMIs in time or non payment of dues. Bad credit scores also result from mistakes made by a spouse if you have ajoint banking account or have taken loans in joint names.

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings. They also study your credit usage, whether you have taken auto loans, home loans, credit card loans, and so on.

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