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Consumer Credit Counseling Clarksburg WV

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings.

Budget Counselors Plus Inc
(309) 827-4011
501 N Clinton St
Bloomington, IL
 
Consumer Credit Counseling
(803) 865-7688
Columbia, SC
 
Consumer Credit Counseling Service of Central New York
(315) 797-5366
289 Genesee St
Utica, NY
 
1 2 3 Credit and Debt Counseling Service
(239) 275-0282
Fort Myers, FL
 
Southern Management Systems Inc
(407) 895-7100
625 Herndon Ave Ste C
Orlando, FL
 
AAA Debt Hotline
(217) 522-8807
Springfield, IL
 
The Hanover Group
(818) 501-9276
15456 Ventura Blvd
Sherman Oaks, CA
 
Aml Inc
(949) 389-0211
17 Wellington Pl
Aliso Viejo, CA
 
Christian Credit Counselors
(810) 648-9402
Southfield, MI
 
Delray Funding Corp
(561) 279-9110
5300 W Atlantic Ave
Delray Beach, FL
 

How Credit Scores Affects You

Do You Know How Credit Scores Affects You?
Thu 04/17/08 10:34:00 pm
by David Makarski

As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person's lifestyle, earnings, and expenditure and estimated quite accurately how much of a financial risk the person was. This helped banks and other lenders of money to determine whether or not a person was worthy of a loan and what their chances were of recovering the loan.

Credit scores and reports reflect how you have managed your finances over time. It maps the borrowing as well as payment patterns and reflects debt trends. Bad scores stem from not paying credit card bills, mortgage payments, or loan EMIs in time or non payment of dues. Bad credit scores also result from mistakes made by a spouse if you have ajoint banking account or have taken loans in joint names.

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings. They also study your credit usage, whether you have taken auto loans, home loans, credit card loans, and so on.

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