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Consumer Credit Counseling Gardnerville NV

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings.

Consumer Credit Counseling Service-Southern Nevada
(702) 364-0344
2650 S Jones
Las Vegas, NV
 
Las Vegas Recovery Center
(702) 515-1373
3371 N Buffalo Dr
Las Vegas, NV
 
Burke Christopher P
(775) 333-9277
702 Plumas St
Reno, NV
 
H L H
(702) 314-6945
1925 Carver Ave
North Las Vegas, NV
 
Summerlin Health & Wellness
(702) 360-4836
10050 Banburry Cross Dr Ste 130
Las Vegas, NV
 
Phair Patricia A
(775) 786-9773
12 W Taylor St
Reno, NV
 
Solutions Recovery, Inc.
(702) 228-8520
9811 W Charleston Blvd
Las Vegas, NV
 
DAY Global, LLC
(850) 826-1662
3027 E. Sunset Road
Las Vegas, NV
 
Laub & Laub
(775) 333-5282
630 E Plumb Ln
Reno, NV
 
Washoe County
(775) 328-2000
1001 E 9th St
Reno, NV
 

How Credit Scores Affects You

Do You Know How Credit Scores Affects You?
Thu 04/17/08 10:34:00 pm
by David Makarski

As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person's lifestyle, earnings, and expenditure and estimated quite accurately how much of a financial risk the person was. This helped banks and other lenders of money to determine whether or not a person was worthy of a loan and what their chances were of recovering the loan.

Credit scores and reports reflect how you have managed your finances over time. It maps the borrowing as well as payment patterns and reflects debt trends. Bad scores stem from not paying credit card bills, mortgage payments, or loan EMIs in time or non payment of dues. Bad credit scores also result from mistakes made by a spouse if you have ajoint banking account or have taken loans in joint names.

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings. They also study your credit usage, whether you have taken auto loans, home loans, credit card loans, and so on.

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