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Consumer Credit Counseling Gardnerville NV

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings.

Mad Tickets
(702) 385-2222
2420 Manchester Bay Ave
North Las Vegas, NV
 
Patterson Sean P
(775) 786-1615
232 Court St
Reno, NV
 
Washoe County
(775) 328-2000
1001 E 9th St
Reno, NV
 
AAA Home Rescuers, LLC
(702) 966-5112
5888 W Sunset Rd suite 103
Las Vegas, NV
 
Gary R Huntsman
(702) 598-2029
3560 W Cheyenne Ave #120
North Las Vegas, NV
 
CMA
(702) 259-2622
3110 W Cheyenne Ave
North Las Vegas, NV
 
Coast to Coast Consulting
(702) 364-1900
2626 S Rainbow Blvd Ste 100
Las Vegas, NV
 
Anthony Brooks Law Office
(702) 933-4171
580 W Cheyenne Ave Suite 40
North Las Vegas, NV
 
H L H
(702) 314-6945
1925 Carver Ave
North Las Vegas, NV
 
Big Brothers Big Sisters of Southern
(702) 731-2227
4065 E Post
Las Vegas, NV
 

How Credit Scores Affects You

Do You Know How Credit Scores Affects You?
Thu 04/17/08 10:34:00 pm
by David Makarski

As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person's lifestyle, earnings, and expenditure and estimated quite accurately how much of a financial risk the person was. This helped banks and other lenders of money to determine whether or not a person was worthy of a loan and what their chances were of recovering the loan.

Credit scores and reports reflect how you have managed your finances over time. It maps the borrowing as well as payment patterns and reflects debt trends. Bad scores stem from not paying credit card bills, mortgage payments, or loan EMIs in time or non payment of dues. Bad credit scores also result from mistakes made by a spouse if you have ajoint banking account or have taken loans in joint names.

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings. They also study your credit usage, whether you have taken auto loans, home loans, credit card loans, and so on.

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