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Consumer Credit Counseling Las Vegas NV

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings.

Consumer Credit Counseling Service-Southern Nevada
(702) 364-0344
2650 S Jones
Las Vegas, NV
 
AAA Home Rescuers, LLC
(702) 966-5112
5888 W Sunset Rd suite 103
Las Vegas, NV
 
THD Credit Consultng
(702) 228-8929
889 S. Rainbow Blvd Suite 114
Las Vegas, NV
 
North Las Vegas Credit Card Debt Consolidation
(702) 997-7877
1306 W Craig Rd
North Las Vegas, NV
 
Cash Management Systems, Inc.
(702) 263-1427
955 White Dr
Las Vegas, NV
 
Coast to Coast Consulting
(702) 364-1900
2626 S Rainbow Blvd Ste 100
Las Vegas, NV
 
Nevada Treatment Center
(702) 382-4226
1721 E Charleston
Las Vegas, NV
 
Solutions Recovery, Inc.
(702) 228-8520
9811 W Charleston Blvd
Las Vegas, NV
 
Law Offices of Dan J Lovell
(702) 474-7432
2415 Las Vegas Blvd N
North Las Vegas, NV
 
Quantum Collections
(702) 633-8000
3224 Civic Center Dr
North Las Vegas, NV
 

How Credit Scores Affects You

Do You Know How Credit Scores Affects You?
Thu 04/17/08 10:34:00 pm
by David Makarski

As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person's lifestyle, earnings, and expenditure and estimated quite accurately how much of a financial risk the person was. This helped banks and other lenders of money to determine whether or not a person was worthy of a loan and what their chances were of recovering the loan.

Credit scores and reports reflect how you have managed your finances over time. It maps the borrowing as well as payment patterns and reflects debt trends. Bad scores stem from not paying credit card bills, mortgage payments, or loan EMIs in time or non payment of dues. Bad credit scores also result from mistakes made by a spouse if you have ajoint banking account or have taken loans in joint names.

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings. They also study your credit usage, whether you have taken auto loans, home loans, credit card loans, and so on.

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