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Consumer Credit Counseling Post Falls ID

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings.

Access Recovery Service Inc
(208) 377-5933
6477 Fairview Ave
Boise, ID
 
Bonneville Collections Check Services
(208) 424-8525
8752 W Overland Rd
Boise, ID
 
Idaho State Governme
(208) 332-3570
317 W Main St
Boise, ID
 
Cdi Affiliated Services Inc
(208) 322-3000
1451 Hartman St
Boise, ID
 
Intermountain Credit Services Inc
(208) 344-4172
910 W Main St
Boise, ID
 
Debt Reduction Services of Idaho
(208) 378-0200
6213 N Cloverdale Rd
Boise, ID
 
Streamline Debt Compliance, LLC
(208) 795-7085
776 E. Riverside Drive
Eagle, ID
Prices and/or Promotions
We charge a flat 35% fee commission on all collections.

Ada Bankruptcy Clinic
(208) 433-9882
1215 W Hays St
Boise, ID
 
Action Collection Services Inc
(208) 345-1750
1325 S Vista Ave
Boise, ID
 
Stern, Frances R. Law Office
(208) 344-8900
737 N 7th St
Boise, ID
 

How Credit Scores Affects You

Do You Know How Credit Scores Affects You?
Thu 04/17/08 10:34:00 pm
by David Makarski

As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person's lifestyle, earnings, and expenditure and estimated quite accurately how much of a financial risk the person was. This helped banks and other lenders of money to determine whether or not a person was worthy of a loan and what their chances were of recovering the loan.

Credit scores and reports reflect how you have managed your finances over time. It maps the borrowing as well as payment patterns and reflects debt trends. Bad scores stem from not paying credit card bills, mortgage payments, or loan EMIs in time or non payment of dues. Bad credit scores also result from mistakes made by a spouse if you have ajoint banking account or have taken loans in joint names.

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings. They also study your credit usage, whether you have taken auto loans, home loans, credit card loans, and so on.

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