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Consumer Credit Counseling Shawnee OK

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings.

Hefner J R Attorney At Law
(405) 286-3000
3441 W Memorial Rd Ste 4
Oklahoma City, OK
 
Consumer Credit Counseling Service
(918) 744-5611
4646 S. Harvard
Tulsa, OK
 
Consumer Credit Counseling
(405) 787-3385
2525 NW Expressway
Oklahoma City, OK
 
Perry W Newman
(918) 272-8860
8555 N 117th E Ave
Tulsa, OK
 
Homsey Cooper Hill & Associates
(405) 843-9923
4816 N Classen Blvd
Oklahoma City, OK
 
Oklahoma City Credit Card Debt Consolidation
(405) 445-5711
305 NW 5th St
Oklahoma City, OK
 
Bailey & Downing Attorneys At Law
(405) 528-5300
1020 NW 21st St
Oklahoma City, OK
 
Branch Connel-Hurtt & Hurtt PC
(405) 634-7600
1525 SW 89th St.
Oklahoma City, OK
 
Margaret Travis
(405) 231-1013
500 Colcord Dr.
Oklahoma City, OK
 
Merchant Services Inc
(405) 942-1599
4101 Perimeter Center DR
Oklahoma City, OK
 

How Credit Scores Affects You

Do You Know How Credit Scores Affects You?
Thu 04/17/08 10:34:00 pm
by David Makarski

As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person's lifestyle, earnings, and expenditure and estimated quite accurately how much of a financial risk the person was. This helped banks and other lenders of money to determine whether or not a person was worthy of a loan and what their chances were of recovering the loan.

Credit scores and reports reflect how you have managed your finances over time. It maps the borrowing as well as payment patterns and reflects debt trends. Bad scores stem from not paying credit card bills, mortgage payments, or loan EMIs in time or non payment of dues. Bad credit scores also result from mistakes made by a spouse if you have ajoint banking account or have taken loans in joint names.

In general credit scores range from 300-800 and the higher the score the better off you are. Credit rating agencies use algorithms to determine credit scores and reports. Credit scores depend on variants like: bill payment regularities, borrowings from different sources, loans gone sour, the frequency of availing loans and extent of borrowings. They also study your credit usage, whether you have taken auto loans, home loans, credit card loans, and so on.

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